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Protecting the Assets, Health, Independence and Dignity of the Elderly, Individuals With Special Needs, and Their Families

Perpetuate Your Legacy

Among the most common misconceptions about estate planning is that it is simply a way to pass assets on to heirs after death and minimize estate taxes. While this is part of the story, a sound estate plan can help you accomplish much more and provide numerous benefits to you and your loved ones while you are alive, including:

  • Continue to enjoy the lifestyle that you and your family have become accustomed to when you retire.
  • Remain in complete control of the assets that you have worked so hard to attain.
  • Protect your assets from creditors and the high costs of getting nursing home care.
  • Receive adequate medical care should you become incapacitated.
  • Make sure that your wishes are carried out in the case of a medical emergency or end-of-life situation.
  • Give what you want, to whom you want, when you want, in the manner you want.
  • Ensure a lasting legacy by passing your values on to your family as well as the future generations and institutions that have come to mean the most to you in life.

Think in the Future Tense

Planning ahead will always be the best option when it comes to thinking about the challenges that the future has in store for you. No matter how health or economic realities fare or how business climates change, you can insulate your net worth by having the right estate planning partners with you. Trust us always to be on the level with you in matters related to the following:

  • Medicaid Planning
  • Estate & Business Planning
  • Elder Law
  • Special Needs Planning and Trust
  • Veteran Benefits
  • Long-Term Care Planning

Contact Us Today!

Disclaimer: The use of the internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

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Our Estate Planning Services Include:

  • Last Wills & Testament
  • Powers of Attorney
  • Healthcare Power of Attorney
  • Portable HIPAA Authorization & Living Wills
  • Revocable Living Trusts
  • Special Needs Trusts
  • Gift Programs & Charitable Trusts
  • Irrevocable Trusts
  • Guardianship/Conservatorship
  • Non-Probate Transfer Mechanisms

Elder Law/Medicaid Planning

We are here to provide you with counsel and representation regarding critical life planning decisions that may involve repositioning of assets. In such cases, we will:

  • Strive to ascertain your fundamental values in order to be responsive to your goals and objectives
  • Endeavor to preserve and promote the client's dignity, self-determination, and quality of life in the face of competing interests and difficult alternatives
  • Counsel the client about the full range of long-term care issues, options, risks, consequences, and costs relevant to the client's circumstances
  • Counsel the client regarding asset preservation and strategies as appropriate in light of the client's needs, personal values and alternatives available

Elder law encompasses a wide range of practice areas, including Medicaid planning, estate planning, asset protection, and much more. While every one of our clients comes to us with a unique set of goals and concerns in this area, we have seen that some of the more common questions include:

  • How do I pay for long-term care for myself or a loved one?
  • Can I leave an inheritance to my children and grandchildren without losing control over my finances?
  • If my spouse or I get sick, will we be able to afford assisted living or a nursing home stay?
  • Can I get assistance from Medicaid if I do need to stay in a nursing home?
  • How can I make sure my wishes will be carried out in a healthcare emergency or end-of-life situation?
  • Should I give all my assets to my children before applying for Medicaid assistance?

We can help you find answers to these questions and other related concerns. Whether you are a senior or a family member concerned about the well-being of an elderly loved one, we are here to assist you.

Medicaid Planning

We can show you ways to obtain assistance from Medicaid without spending all your income or giving up the majority of your assets. Moreover, we can provide you with a number of ways to prepare for the possibility of incapacity and the need for long-term care. We make this possible by using powerful tools such as promissory notes, life estates, annuities, trusts, and other similar documents.

Non-Crisis Medicaid Planning

This plan is for people who are physically healthy but want to make sure that if they do become incapacitated, they will have a plan in place to protect their life savings.

Estate plans allow individuals and families to protect their assets and adequately manage their personal and financial affairs in the event of incapacity.

Having a well-rounded plan in place designed by a firm that focuses on elder law ensures that you will be well cared for if you become incapacitated. This also helps you enjoy greater peace of mind.

A Medicaid Crisis

We define a Medicaid crisis as a situation in which a person has already been admitted to a nursing home, or will be in the very near future, and been informed that they own too many assets to qualify for Medicaid assistance.

Many individuals have received information such as this from nursing home intake staff, social workers, Medicaid workers, and other well-meaning professionals. However, this analysis of the situation is often incorrect. The fact is few healthcare professionals fully understand the subtle nuances and ever-changing details of laws governing Medicaid eligibility. We do. Do not despair. We are here to help you!

Special Needs Planning

We are committed to providing all-inclusive plans for families with special needs individuals. If you are raising a child with a physical, mental, or developmental disability, we understand what you are going through. We can help you cope with the many financial, social, and medical issues involved.

You can depend on us to show you ways to obtain the assistance you need now, and make sure that your child with special needs will be well cared for after you are gone or are no longer able to serve as the primary caregiver. We can also alleviate your concerns about protecting your child’s eligibility for Medicaid, SSI, and other government benefits.

Furthermore, we can assist you in finding residential options and the means to finance your special needs children. We can also help you in addressing the planning needs of your other family members.

We take a highly personalized approach to help you accomplish goals like these. We begin by listening closely to you so that we can gain a thorough understanding of your top priorities and overall family objectives.

Afterward, we analyze your current financial situation to determine what benefits are available in light of your specific situation. We will assess what legal strategies we can use to maximize these benefits today, preparing for the future care of your child with special needs.

Finally, we will use our experience, knowledge of the law, and close relationships with numerous private and public agencies to secure your financial assistance and implement your plan.

Special Needs Trusts

Also known as supplemental needs trusts, special needs trusts are one of the most powerful tools we can put to work on your behalf. While there are many different types of special needs trusts, they generally seek to maintain a child with special needs eligibility for means-tested government assistance programs, including Medicaid and Supplemental Security Income (SSI).

At the same time, special needs trusts create a fund to supplement the services and/or care not provided by means-tested programs.

It is important to remember that the care requirements for a special needs child change over time. The financial resources of the special needs child’s family, as well as the laws governing eligibility and the available benefits, may also change.

A well-made special needs trust and overall special needs plan must take into account the possibility of such changes. This is why they should only be created by an experienced special needs planning attorney.

Guardianship and Conservatorship

These legal proceedings occur when an adult can no longer make or communicate safe or sound decisions about his or her person and/or assets. The individual may also become susceptible to fraud or undue influence, leaving them vulnerable to scam artists or identity thieves.

Guardianship offers protection and care for adults with dementia, mental illness, or other types of mental impairment.

When a person is unable to make informed decisions for himself or herself due to mental incapacity, whether those decisions involve health care or finances, someone else needs authority to assume responsibility for that person's affairs. Unless the individual has a pre-existing legal authority to act, the court must be asked to appoint another person to assist.

Veterans’ Benefits

One of our top priorities is to guarantee that our nation’s veterans receive all the benefits they deserve. Unfortunately, many veterans are unaware of the benefits available to them or have been denied benefits in the past. We are dedicated to addressing these wrongs.

Glen is passionate about helping all eligible veterans obtain benefits promptly and with minimal stress. One of the most important, but sadly underutilized, of these benefits is the Aid and Attendance program.

The Aid and Attendance Program

This program is available to veterans who need help with basic daily activities such as eating, bathing, and dressing. Aid and Attendance benefits can be paid to a person outside the home, including family members or the veteran’s spouse if he or she provides necessary care.

However, if the benefits are paid to the spouse, the funds are considered income in determining eligibility for the Aid and Attendance program. If you are eligible, you can use the finances in any manner you wish, including to care for your spouse.

Importantly, if you are eligible for Medicaid, you do not need to use the aid and attendance benefit for your nursing home care. Other benefits available to eligible veterans include:

  • Veterans Nursing Homes
  • Healthcare
  • Disability Compensation
  • Pension
  • Home Loan Guarantees
  • Life Insurance
  • Burial Benefits
  • And More

To be eligible for veterans’ benefits, you must have a minimum of 90 days of active military service, with at least one of those days taking place during a period of war. You may also be eligible if they are suffering from a permanent and total disability or are at least 65 years old and are receiving social security benefits. In addition, your net worth and income must fall within certain limits.

Take the Proactive Approach

To anticipate change is to know fully well how health and fortunes may be impacted by many economic factors yet to take place. You can provide your family with the financial security that they need in the future when circumstances require them to make decisions on their own. With an estate plan developed way ahead, you may now take all the time to rediscover the “wonder years.”

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Liberty Office
(By Appointment)
400 N. Missouri
Liberty, MO 64068

Richmond Office
(By Appointment)
105 E. Main St., Suite 7
Richmond, MO 64085

Mailing Address: 400 N. Missouri Liberty, MO 64068
Phone: 816-291-4143

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